Many will wonder what kind of work is within the charity economy.  First, the poor need services, so that is job one.  Many will train to be nurses at all levels.  A nurse’s aide training is very much needed and not a great commitment of time is needed to train for that job.  Many jobs surrounding food, shelter, medical, education, among others are prime needs that need to be met.  
Everyone doing their own job can transfer currency so this charity economy will be intertwined with the regular economy.  Human resources CRA’s will be rated on how well their businesses help out the charity economy.  Companies that rate high enough on assisting charities could have their employees exempt from the 5% donation requirement or at least a portion.  This could be very dynamic and thus very important to have competing rating agencies.  
Training would be key to improving productivity and efficiency that would be at the heart of ratings.  Each young teenager that wishes to do volunteer hours over money would likely go through training/apprenticeships on many trades.  Training these teens would likely be done by skilled workers volunteer hours.  This would also be very dynamic.          
Jobs could also be helping people that can pay for the service such as many homeowners.  Yard work, maid service, handyman services, professional trades, cooks, drivers among many others work opportunities.  Many cannot afford the ‘going rate’ on these services, however would be willing to trade their volunteer hours in exchange for services.  AO’s could be very dynamic in assessing needs, opportunities and people’s abilities fulfill those needs.  
AO’s do not just bring in the poorest and most needy in the system, but reach higher to those with extra skills and abilities.  Many will join the charity economy without serious unmet needs, but just as a way to achieve access to the benefits of the charity economy and be a net giver to the system.  When giving your 3 hours a week, some will see opportunities to give many more hours in exchange for benefits from the system.  This could be a big part of unemployment insurance among others.    
Life coaches and job head hunters will be very valuable within this system.  Many people that have serious needs unmet, made unwise life choices and life coaches could help.  Churches and the religious community are very valuable in turning peoples’ lives around for the better and would be a blessing to this system.  Mentors for children and for people of all ages would yield great benefits.  AO’s would need to be wise in utilizing these people and services.   
Data bases would be helpful to AO’s.  Data bases of job opportunities/ needs, short and long term would allow quick matching of volunteers and jobs.  AO’s would have in the data base all the skills of all the volunteers.  Computers programs and AO’s could match based off many factors such as proximity, skill, experience, greatest needs among others.  
This would come in very useful in natural disasters when so much needs to be done.  The computer would know where everyone is that inputs their location and availability and quickly build teams with people with the skills needed.  Many will be trained to assist first responders as to greatly expand their teams, thus their reach and abilities.  CRA’s and CDA’s would coordinate for the most effective responses.      
Both sides differ on the degree, however the facts are clear, if someone loses welfare benefits when they go to work, it will lower the net value of earning that paycheck.  Everyone knows economics in their own lives and reacts to incentives and disincentives.   While some claim that welfare results in a better standard of life then low wage work, it is also important to realize that the hours of work or leisure  is also important to look at.  
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If welfare offers 90% of what a paycheck could give, one would have to ask if putting in 40 long hours at an unpleasant job is worth the extra 10%.  Whatever the math is in a poor person’s life, this is a major factor that creates disincentives to some to enter the labor force. 

The NEW American Way of Life article below: Whether or not this stretches the truth some, this type of gaming the system is real and damaging to both the taxpayers which needs to pay higher rates and to those that are entrapped in welfare.  This gaming of the system creates low self-esteem and teaches the next generation a damaging way of life.

The free enterprise system is  interdependent arrangements where people must please others with their services in order to have the currency to request services in response.  Both people to a trade becomes better off after the trade, if done freely, the base of ‘free’ enterprise. 
There are able-bodied people on occasion that fall on hard times, whether or not it is their fault by lack of planning or just bad luck.  This is why it is a great idea to keep family and friends close and build ‘relationship capital’ so they can help you over hard times.  However if that level of family and friend's help is not there, there needs to be another level. 
The Charity Economy
Using Assessor Organizations and volunteer hour specialist among others, a person or family can enter the Charity Economy.  The assessor determines the needs and the skills of those requesting help and authorizes many benefits in exchange for many volunteer hours.  This would be very dynamic and meant to be a stepping stone back to the regular economy. 
This would be an optional plan among many other similar plans that CDA’s could and likely would try.  Before a foreclosure of a home, a charity could approach the mortgage company requesting other arrangements such as having the homeowner do extra volunteer hours and applying those volunteer hours to employees of the mortgage company. 
 The homeowner might have skills in improving another house that would benefit the mortgage company.  The options are endless. Current government financial and employment regulations hamper such dynamic solutions.  CRA's in every sector, would work cooperatively with CDA's to achieve the best ratings dealing with these issues. 
Long Termers
There are going to be those that need more help than they can give.  There are some people that have physical or mental issues that lowers their efficiency to the point that they cannot yield enough productive labor to achieve a certain minimum standard of living.  These people would be in the longer term or lifelong charity economy. 
There would be people who specialize in achieving the greatest productivity and labor from those people restricted by disability.  This is best for the disabled person because they get the satisfaction of earning at least part of their living.  The difference would be the reason everyone has to give their 5% to charity.  This would be very dynamic and rated to always achieve enhanced results.     
Getting older might mean that you do not have the energy to work long hours and many accommodations might need to be considered, however there is no reason why agreements could not be established to allow older folks the chance to work.  Current government policies from labor law to Social Security hamper utilizing the elderly.  This takes valuable resources from our economy and inhibits the elderly from increasing their pursuit of happiness and personal economy.  

When a family has a serious unmet need and has to ask for help outside of extended family, the first step is meeting with an assessor.  Reputations of different assessor organizations (AO’s) and their philosophy of helping the poor will become well known.  There would be dozens or more AO’s that receive funding from CDA’s.  CDA’s would partner with AO’s that match their 'helping' philosophy.  The AO’s would make a profile and give those in need a rating.
Different AO’s would have different policies, however many would discretely dig deep into a person’s life to determine the best path forward.  The AO would set them up in the charity economy where they would get benefits and also work to the greatest extent possible.  There is so much that needs to be done to help the poor and AO’s would specialize in gaining work from those in need.      
This work serves many great proposes.  First, it gives those seeking help the pride of ‘earning’ what they receive, at least to the greatest degree possible.  It also lowers the amount needed in donations.  The person in need, gains work experiences and skills, which is beneficial in acquiring a job. Yes, is possible and very likely most people in the charity economy will also have a regular job.    The goal is an independent, moral and a healthy lifestyle
Only a few people at AO’s will need to totally dig into a family situation and determine whether they are on the right path out and not being entrapped.  Many resist helping others because they do not want to entrap the poor or have someone 'take advantage' of them. 
Knowing an assessor from a AO they trust has done a complete evaluation and that those needing help are on the right path, will create trust with people donating money.  Many charities would help families over a certain rating level and only from assessor organizations that, within reason, match their philosophy.  
Those CDA’s that have low ratings with AO’s would see their donations fall and those with higher ratings would gain more donations.  Lower rated CDA’s and their affiliated AO’s and charities would have to turn away the those in need for the lack of money and more of those in need will have to go to the higher rated, thus better funded CDA’s and AO’s.  

 These organizations would be rated on how their recommendations result in as much independence as possible.  Total independence is not possible with everyone, however assessor organizations would specialize in creating a situation where pride, worth, and work is maximized. 
There would be different models of charities and how to assess families dynamically.  There would even be different opinions about what outcomes are the most desired.  All these would be rated by many rating agencies and everyone would decide what rating agencies they would trust and then they choose which CDA to fund with their mandated contributions.       
 If a person in need has a good rating score from the assessor organization, assessors will direct help their way.  People will trust certain assessors they agree with and give assurance that their work, service and help are truly 'helping' those in need.  Charity Assessor organization App’s will likely develop to quickly match services and charitable hours quickly and efficiently.

The Need for volunteer hours 

Under my ‘A Citizen's Responsibility’ and ‘Welfare to Charity’ pages, I make the case for everyone doing their part in helping those in need through charity verses government welfare.   There would be a mandated 5% charitable contribution by everyone with a minimum $1,500 a year.  Everyone would have the option of doing charitable hours in lieu of the first $1,500 by doing 3 hours a week in charitable hours. The 150 hours a year could be split up however the individual and charities decide.    

The Feeling of Acomplishment

It is well known to many that most people receive great satisfaction from helping others.  If someone were to have this motivation (in lieu of $1,500), to start helping others, it would be likely many would give extra hours because of the satisfaction they receive from helping.

Assessor Organizations

Part of the philosophy of many people, thus the philosophy of many Charitable Distribution Associations, of helping the poor would be that we do not put those people, we are attempting to help, in a worse situation.  This would truly take very dynamic ratings, coming from many different approaches.  Assessor Organizations would be on the forefront of these difficult to analyze and dynamic approaches.  They would look at the family dynamic and try to determine the best approach towards becoming independent or interdependent.      

Extra Hours At Your Own Job

Charities need very broad services and most people's jobs are tied in some way to those services.  Every Competitive Regulatory Agencies would be motivated by the Rating System to work well with Charitable Distribution Associations. Many CRA’s would have systems where people could work these extra volunteer hours in their regular job in lieu of pay.  The system would transfer the help towards charity in dynamic ways and would be rated.     

Ratings Would Force Charities to Improve 

Rating charities, by it very nature,will  have to be very dynamic, therefore having competing ratings agencies will be vital.  Conservative and liberal among others will rate methods and outcomes differently and every person will look at the rating agencies they trust to determine which Charitable Distribution Association (CDA) they will fund. 

Disaster Relief 

There are special and dynamic challenges and needs following a disaster, whether natural or terrorism.  Every CRA along with every CDA will be rated on planning as well as execution of disaster relief.  Construction workers teaming up with road, Utilities, garbage/ debris workers could have fast response teams ready to go.  Medical CRA teams would have many fast response models that would be tried and rated.  
I could envision CRA’s from every sector developing models where they could help.  It is likely that over half the population would be trained to quickly move into action in their current job.  CRA’s trying to achieve the best ratings will develop very productive and efficient policies to help those in need from a disaster.    


The $1,500 charitable requirement would begin at age 13.  Actual work can and would be done, however, the idea of starting at this age would be for training.  The ratings would likely be strongest for those trained in many disciplines.  From nurse's aid to learning how to help people with disabilities would taught. On the job training under supervision would be encouraged.  Every teen would be encouraged to have a wide range of talents needed for helping those in need.  
Volunteer hours will be needed for training for military, fire/rescue, police, or other public functions.  Therefore, training for these would need take place as well.  This wide variety of training would allow an individual to be  very useful in his or her volunteer hours.  
While competing for the best ratings, it is likely that a database of everyone and their training and certifications would be created.  When a disaster occurs, teams of managers would be able to quickly develop teams of all those close to the event and put these people to work within their training.  
The Elderly
The $1,500 requirement would not end with older ages.  Yes, at some level of disability of old age the volunteer hours would be rated to low and the person would be relieved of their responsibility of the hours or the $1,500.  However, the elderly can still contribute in many ways.  
Charities would have people specializing in getting the most help out of the elderly.  Because of the desire for the best ratings of these hours, productive and efficient ways to utilize the wisdom and worth of the elderly would be maximized.  
The elderly would yield much satisfaction from helping others and if they gave more hours, assessor organizations and charities would likely provide them extra help where needed.  A dynamic model of working though charities and receiving more benefits will be created.  Our current employment laws and Social security rules impede and disincentives the elderly from selling their labor. 
The reform of CRA’s and this charity model would allow and encourage a new economy of the elderly generating value and receiving the benefits that follows.  This could bring pride, honor and a feeling of worth to many elderly that current government policies discourages.        
Rating charities by it very nature will have to be very dynamic,  therefore having competing ratings agencies will be vital.  Conservative and liberal among others will rate methods and outcomes differently and every person will look at the rating agency they trust to determine which Charity Distribution Associations(CDA) they will fund.  
While most people running a charity do not intend to waste resources, whether money or man power, people wanting to donate to charities need a way to determine if the charity is achieving the fullest potential from those resources  
Trying to determine whether a family needs to stay dependent because of their situation or if they could contribute what they can, will be debated in a one size fits all government system.  In a system of competing charities, trying out different models, people would be able to see actual evidence of success or failure of every model.   
Currently many welfare or government benefits are forfeited if the recipient tries to do something within their abilities.  Often time a doctor will determine that a person is disabled from their current job and put that person on disability where the government will pay benefits for the rest of their lives.  Just because they are unable from certain work does not mean they can not do other work.   
Charities and Assessor Organizations (AO's) can train the person to be a valuable asset in other work.   Having Rating Agencies looking at every CDA successes and challenges would be vital for them to rate them.  Having all CDA's chasing better practices for the best ratings will force charities to improve fulling their mission.    

While this makes my point, I am not happy about these statistics.  Although I favor charity over government welfare, I was at least hoping for some good things to come out of all the "help" citizens' hard earned money funded.  Out of all the charts, this one hurts the most.  This is not only a financial issue, it is an issue of broken families. Many, if they had a choice, would much prefer living with both parents and with very little money rather than with a single wealthy parent. 
There are three big reasons why assessing the results of charity is difficult.  Firstly, people do not want to criticize those wanting to help. Any assessment of charity can be very problematic because of the claim "at least I am trying to help". Secondly, it is very complicated, expensive, and dynamic to take a lengthy amount of time to see the long term results. Thirdly, everyone has very different ideas of successful help. 
"At least I am trying to help."
Many neglect to assess someone else's attempt to help when they use donated money.  Many people will not accept the report of others for this same reason. Unless the charity is doing obvious harm, wasting money, or using the money for their own benefit, it is rarely closely examined.    
Not all  charities are super efficient.  They care a lot, however sometimes charities do not invest the needed money to improve the family's situation. 
Complicated, Expensive, and Dynamic
The question of what type of help is needed sometimes seems obvious in that you feed the hungry, heal the sick, or shelter the homeless.  The fact is that helping those in need is very complicated.   Should you offer a fish, or teach someone how to fish? Everyone's needs are different. Some people are very slow to accept help, while others are very comfortable with it. A large part of the identity of a parent is how he/she supports his/her family.
How someone structures the help of these proud parents can make a world of difference. If the help comes with mandatory work, it gives a feeling of self gratification and achievement to the individual.
The complications are very numerous. The assessment can be very expensive because help is often assessed over long time periods and over many complicated family situations.  Everyone and every family reacts differently to different situations.
For example one family receives help and the man is offered a good job and it looks like the help was very successful, while another family receives the same help and because of different family dynamics, can lead to even more dysfunction. The bottom line is that assessing the help is very complicated and dynamic.
Ideas of Success
Liberals, conservatives, and libertarians  have very different ideas of not just how to help, but also what successful help looks like.  Conservatives consider the greatest victory to be the number of people that no longer need help, while the left has the greatest value in the number of people they are giving thing to.   
Ratings Organizations
Ratings agencies working with Assessment Organizations will solve some of these issues. First, they will have an obligation to assess charity that will reduce the “at least I am trying to help” issue.  Second, with mandated contributions to CDA's, citizens would have desire for that critical data in order to fund the highest rated charity. Third, having many different rating agencies to look to and trust, one would have assessments that match their philosophy. 
When you believe in a church's mission and trust their leadership, you fund the church's general fund.  You trust the church leaders will handle the money appropriately.  Very few people think they know better and fund the janitor or just part of an associates pastor's salary or pick what benefits they need.  There is a trusted church administrator with oversight and input from many that determines the budget.  Theyhave the knowledge to ensure all areas of the church are properly funded.   
Many will initially think we will cut out the 'middle man' and fund charities directly, however the value of leadership looking at the big picture is highly valuable.  With so many things needed to be funded and new ways experimented by so many charities, a board that has full time jobs of looking over all the ratings, new systems, talking to investigators and assessment organizations and other methods of exploring the best methods will make better educated decisions.        
CDA boards would compete with other CDA's for funding.  All would enhance their methods so as to continuously be improved.  The board continually investigates and adjusts their funding.  They will continually inform all those that fund their CDA and chase the best ratings.   
There are many Christians, myself included, that believe that volunteering and choosing to give is far superior to a government mandate. Charity is love and you cannot mandate love.  I wanted to address this issue straight on.  Yes, this is a tax, however coming 90% towards charity.

First, I want you to know that we are paying taxes now and the money is being used for welfare.  Under the Haley2024 plan, taxes for welfare would stop. The mandated contributions to charity would then begin at a much lower level.  Second, this plan would likely require many to do more than the minimum where everyone would obviously be able to give how they wish.  

Third, if you desire to have even more control over your contributions, please realize CDA's would be able to experiment with many different models where their donors are very involved.  If a CDA and Charitable CRA's wish to go through the church, they can.   Ratings agencies would have to dig deep into analyzing this model and rating them. 
Forth, currently, under welfare, the government controls the philosophy of how to help the poor.   Under about a dozen different CDA's, many different philosophies of how to help would compete, thus allowing everyone to choose the philosophy that best matches their desires. 
Fifth, the CDA's have great value.  The leaders of CDA's will do in-depth research, look at ratings, receive the great value of Assessors' Organizations, coordinate with other CDA's and Charity CRA's and properly distribute funds.  These actions are simply beyond the ability of individuals. How Funding CDA's Is Similar to Funding a Church
Lastly, we must all recognize the likelihood of totally eliminating all welfare without a replacement is simply very low.   This Haley2024 plan replaces over a long transition as to allow charities to grow into the new role thus having a greater chance of success.      

    Bill Haley

    Bill Haley Started Haley2024 in the spring of 2013 in an effort to do his part of restoring freedom to America. 


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