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Veterans Affairs Medical

2/17/2015

 
So many people try to suggest ‘fixes’ for the V.A. medical system and most do not understand the central problem.  It is socialism.  Veterans earned these benefits as a condition of working for the government, many risking their lives to protect our freedom.  The government surely owes benefits.  However, veterans deserve far more significant than government controlled health care.  
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There is a simple solution for those that already earned their benefits, simply a Blue Cross card.  The government should sign up with many of the top-rated health insurance companies and provide a card for each person that has earned the benefit.  Once healthcare insurance transitions to CRA’s and ratings are in place, they would contract with all companies with ratings over a certain level.   
​The government would have a base benefit amount they would provide.  People receiving the benefit would pay the difference in a shared premium, or if the insurance is less, the money placed in a health care savings account.  
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Preexisting conditions are always a concern.  Currently, certain veterans are much costlier than others which is the need for insurance in the first place.  However, after a condition is known, it is hard to gain insurance again. 
​The government would have a base benefit amount they would provide.  People receiving the benefit would pay the difference in a shared premium, or if the insurance is less, the money placed in a health care savings account. 
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​Insurance companies currently make annual contracts because of substantial government regulation changes that make it very difficult to have long-term contracts.  Government labor tax laws dealing with health insurance also harms prospects of long-term insurance contracts since health insurance is tied to a person’s job.    
Under Haley2024’s Military Reform, military corporations would have different compensation plans, thus different methods of doing health care or insurance.  Every health insurance plan would have different costs because they have different business models and coverages. ​
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​The VA medical system is government supplied and as close to socialism as possible.  Socialism is the main problem.  The free enterprise system is not without problems.  However, millions of decisions by individuals within the free enterprise system results in the replacement of bad business models naturally with better models.  When consumers decide, and providers are free to experiment with ‘better ways;’ many of these problems are solved.  ​
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