Under option two which is parents and the student deciding to accept the government education tax and funding of education, yet being outside the Public school system. 

Every month the average per student expenditure is deposited in the student’s educational savings account.  The money would be in unavailable until the student shows educational achievement.  This achievement will be determined by rating agencies.  Multiple assessments methods would emerge among many rating agencies and the government would pick a rating limit needed to release the funds in the educational saving accounts. 
The money could be used for academic education at that point.  Academic education that is taught laced with religion does not disqualify because parents and students choose that education and the money is only released after academic educational achievement.  
There would not be any price controls similar to many voucher programs.  Schools could charge more or less then the government funding.  If lower, the money stays in the account for the future or other outside education related items such as transportation, clubs, sports, music, tutors, online education, computer hardware or software among others.  If the money does not cover the complete cost the parents or students can cover the difference.  

At the end of a student’s educational life, they would have the option of keeping the money in the interest bearing educational saving account for possible education later in life.  They may return the unused money to the government for a lower percentage rate on the educational tax.     



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    Bill Haley



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